汽车保险产生的前提是意外事故和自然灾害。意外事故与自然灾害是客观存在的,这使人们寻找设法对付各种意外事故和自然灾害的措施,但是,对于预防和控制显然是有限的,于是人们想到了经济补偿,而保险业就作为一种有效的经济补偿措施走进了人们的生活。可以说,没有自然灾害和意外事故就不会产生保险,并且人类社会越发展,创造的财富越集中,遇到自然灾害和意外事故所造成的损失程度也就越大,就越需要通过保险的方式提供经济补偿。
关键词：汽车保险 保险业务 理赔流程
Abstract
Auto insurance is the premise of accidents and natural disasters. Accidents and natural disasters is objective existence, which makes people look for to deal with all kinds of accidents and natural disasters, but, for the prevention and control of apparently is limited, so people thought of economic compensation, and the insurance industry as an effective economic compensation measures into the people’s life. Can say, no natural disasters and accidents will not have the insurance, and the development of human society, to create more wealth is concentrated, encounter natural disasters and accidents caused by the extent of the loss is bigger, more need through insurance way to provide economic compensation.
Key words: automobile insurance insurance claim process
目 录
5.2.1从被保险人和保险标的来说，汽车保险对象具有广泛性和差异性的特点
